China Banking Regulatory Commission 2013 Annual

　　中国银行业监督管理委员会办公厅所著《中国银行业监督管理委员会2013年报》是银监会对外公开发行的政府工作报告，内容涉及2013年国内外经济金融形势与中国银行业改革发展，银行业金融机构支持实体经济的各项措施，银监会及其派出机构在审慎监管、监管制度与能力建设、消费者保护与教育等方面所做的努力和取得的成效，等等。同时，围绕十八届三中全会提出的经济金融改革重点，银监会对2014年的金融形势和监管重点进行了展望。《2013年报》是各监管机构、金融机构、图书馆都需要的银行业政府工作报告，对银行业2014年的发展有一定的指导意义。

　　中国银行业监督管理委员会办公厅组织协调银监会机关日常工作；承担有关文件的起草、重要会议的组织、重要事项的督办、公文处理、新闻宣传与发布、政务信息采编、政府信息公开、电子政务、信访、档案、保密、印章管理、金融机构许可证管理、安全保卫等工作。

Chairman's Statement About the CBRC Our history and development Our mandates, objectives & missions Our philosophy, approach & criteria Management International Advisory Council (IAC) Organizational structure Part One Economic & Banking Developments Macroeconomic and financial environment Latest development of China's banking sector Part Two Banking Reform and Development Reform and transformation of the banking sector Latest developments in the opening-up of the banking sector Financial innovation Part Three Supporting Economic Restructuring, Transformation and Upgrading Tapping the idle capital while making good use of incremental capital Supporting key areas and industries Promoting green credit and addressing overcapacity Financial services for Micro and Small Enterprises (MSEs) Financial services in rural areas Thematic Column 1: CBRC continued to expand the "Three Major Projects" to support agro-related services The development of consumer finance China (Shanghai) Pilot Free Trade Zone and development of the banking sector Supporting enterprises to "go global" Balanced regional development Part Four Prudential Supervision Macro-prudential supervision Corporate governance and internal controls Capital regulation Thematic Column 2: Chinese-version Basel III passed international assessment Credit risk supervision Liquidity risk supervision Operational risk supervision IT risk supervision Market risk supervision Country risk supervision Reputational risk supervision Part Five Banking Consumer Protection and Education Development of the banking consumer protection regulatory framework Efforts made by banking institutions to fulfill their responsibilities Financial knowledge publicity Strengthening public education Strengthening research on banking consumer protection Part Six Improvement of Regulatory Framework and Supervisory Capability Supervisory thinking Improving legal framework Supervisory approaches Supervisory cooperation and coordination Organizational development Part Seven Strengthening Transparency and Market Discipline Enhancing information disclosure Improving transparency of the banking sector Strengthening market discipline Part Eight Social Responsibility Promoting institutional development and supervisory guidance Securing quality financial services during public holidays Supporting disaster relief and post-disaster reconstruction Supporting charity and poverty-stricken areas Enhancing labor development and caring for employees' growth Part Nine Outlook Economic and financial outlook Supervisory focuses in 2014 Mid- to long-term plan and outlook of banking supervision Part Ten Appendixes Appendix 1: Responsibility description of the CBRC departments and local offices Appendix 2: Financial management activities of the CBRC Appendix 3: Rules and regulatory documents issued in 2013 Appendix 4: MOUs and EOLs with overseas regulators Appendix 5: Significant regulatory and supervisory events in 2013 Appendix 6: Terminology Part Eleven Statistics Appendix 1: Total assets of banking institutions (2003--2013) Appendix 2: Total liabilities of banking institutions (2003--2013) Appendix 3: Total owner's equity of banking institutions (2003--2013) Appendix 4: Total deposits and loans of banking institutions (2003--2013) Appendix 5: Profit after tax of banking institutions (2007--2013) Appendix 6: Returns of banking institutions （2007--2013） Appendix 7: NPLs of banking institutions (2010--2013) Appendix 8: Liquidity ratio of banking institutions (2007--2013) Appendix 9: NPLs, asset impairment provisions and provisioning coverage ratio of commercial banks (2007--2013)